Chilolezo chopanda ndalama zonse ndi mwayi wabwino kwambiri. Masiku ano, makampani ambiri amagwira ntchito popanda ndalama zolipira ndalama zambiri, poganizira za mpikisano womwe ukukula nthawi zonse, wopatsa omwe ali ndi mwayi pazinthu zosiyanasiyana. Kuti mumve bwino za zomwe amafalitsa, komanso kupezeka kwa zolipiritsa, muyenera kupita ku mndandanda wama franchise odziwika bwino mderali. Mutu wa ntchito m'ndandanda wa chilolezo ndi kuthandiza amalonda novice kupeza malonda awo, kupeza anthu a maganizo ofanana, kupanga bizinesi mu mtundu wina uliwonse wa ntchito. Mwachitsanzo, wophunzira, mayi wapanyumba, kapena wabizinesi wosadziwa zambiri yemwe akufuna kuyambitsa bizinesi yake, pali ndalama, koma osakumana nazo. Kapena, m'malo mwake, ndalama sizokwanira kuyambitsa bizinesi panokha.

Chifukwa chake, malo ogulitsa masheya amagwirira ntchito molingana ndi malamulo omveka bwino, kupereka mabizinesi pamtengo wotsika, wapakatikati, komanso wokwera kwamakampani, omwe nawonso, ali ndi chidwi chothandizana nawo, kufikira zigawo.

Kupatula apo, ndibwino kuti ma franchisor afunefune chilolezo kumadera ena, komwe onse atha kutsegula malo ogulitsira, kuwongolera ntchito zonse za omwe ali pansi pawo, ndikuwongolera mofananamo pansi paufulu wofanana, kuti athandizire mbali zonse ziwiri. Ndalama zolipirira zokha ndi zomwe zimatsimikizira wolandila ufuluwo, panthawi yomwe amasaina kontrakitalayo komanso asanayambe ntchito, kupereka chidziwitso, njira yothandizira, kulumikizana, komanso kubisa zinsinsi. Ndalama zolipirira chilolezocho zimatsimikizika kutengera mtengo womwe ungalandiridwe pang'onopang'ono, mutakambirana zonse ndi mnzake.

Ngati chilolezocho ndichokwera mtengo kuchokera ku mtundu wodziwika bwino, ndiye kuti muyenera kutenga zoperekazo mozama kwambiri, chifukwa sizabweza. Ndalama zoperekera ndalama zitha kutchedwa kuti ndalama zonse zomwe zimatuluka kuchokera kwa franchisor poyerekeza ndi wogulitsa, potengera dzina, dzina, kuchezera misonkhano, kuthandizira kupeza ntchito, kupereka mwayi kwa kasitomala, kanthu pulani, komanso maulendo kuti mutsegule mfundo zatsopano, ndi zina zambiri. Mukamagula chilolezo kudzera m'ndandanda, kapena mulibe ndalama, muyenera kumvetsetsa kuti, choyamba, kutsatsa, kupeza chidziwitso, kuchuluka kwa makasitomala atsopano, ndi zina zambiri. Komanso, m'ndandanda wazamalonda, ndizotheka kuwerengera pasadakhale mtengo wa ndalama, kubweza, ndi zina zomwe zimasokoneza bizinesi iliyonse.

Kuti mudziwe bwino zomwe zingatheke, zopereka zomwe zilipo pakadali pano, werengani ndemanga za makasitomala athu, ingotsatirani ulalowu mwachindunji ku sitolo yogulitsa katundu. Mutha kufunsa mafunso ndikufunsira akatswiri athu pogwiritsa ntchito zidziwitso zomwe zingapezeke pamenepo.

Chilolezo chopanda kulipira ngongole chimakhalanso ndi ufulu wokhala. Chofunikira ndikuti mukambirane zofunikira zonse ndi wogulitsa musanamalize mgwirizano. Ngati mukufuna kugula chilolezo, muyenera kuyang'ana m'ndandanda kapena webusayiti, yomwe ndi malo ogulitsira amtunduwu. Kulipira koyambirira sikofunikira nthawi zonse kuchotseredwa. Izi zimatengera momwe zinthu zilili, momwe amafotokozera payekha. Nthawi zambiri, zimakhala zosatheka kupeza ndi kulimbikitsa chilolezo popanda kubweza.

Wogulitsa sakugwirizana ndi izi, Komabe, mlandu uliwonse ndiwokha. Mwambiri, mtunduwu umagwira bwino kwambiri ndipo wabweretsa kale ndalama zambiri kwa iwo omwe akuchita nawo.

Malipiro oyambilira nthawi zambiri amapatsidwa chidwi chapadera chifukwa sialiyense amene atha kugulitsa chilolezocho ndikupatsanso wogulitsa nthawi yomweyo. Ndicho chifukwa chake oimira ambiri odziwika bwino ali okonzeka kukambirana ndikukambirana za mgwirizano. Malipiro apansi nthawi zambiri amapangidwa mukamaliza mgwirizano mukalandira zonse zofunika pa chilolezo. Izi ndizosavuta kugwiritsa ntchito malamulo ambiri odziwika bwino komanso opambana. Komabe, mutha kupeza mayankho ovomerezeka kuchokera patsamba loyenera, pomwe palinso zosankha zingapo. Nthawi zonse kumakhala bwino kusankha pamitengo yambiri kuti mupeze zabwino pamapeto pake.

Ngati mukufuna chilolezo chopanda malipiro, nthawi zambiri muyenera kukhala okonzeka kuti zina mwazomwe zikuperekedwazo sizikukuyenderani.

Chilolezo chopanda malipiro ndichosowa. Komabe, kuti mupange chisankho cholondola kwambiri, muyenera kukambirana mwachangu kulumikizana kwina ndi boma komwe mungapeze ufulu wogwiritsa ntchito logo ndi mabizinesi. Chilolezo ndi ndalama zabwino kwambiri. Wogula amangotenga mtundu womwe ulipo ndikuugwiritsa ntchito kuti apeze ndalama. Malipiro oyamba mukamagula chilolezo chitha kukhala pakati pa 9 mpaka 11%, Zonse zimadalira momwe zimayendera ndi chizindikiritso china. Palinso zosankha zina pamene chilolezo chimaperekedwa popanda kulipiritsa koyamba.

Zimangodalira momwe mumakwanitsira kukambirana komanso momwe zinthu zilili pakadali pano.

Chilolezo chopanda kubweza chimatha kukhala chipulumutso chenicheni kwa ena mwa omwe angakhale mabizinesi.

Chilolezo chobwereketsa ngongole ndi bizinesi, momwe muyenera kukumbukira kuti muli ndi ntchito zosiyanasiyana kwa franchisor. Choyamba, muyenera kulipira pafupifupi 10% ngati chopereka cha ndalama kuchokera pomwe chilolezo chimayamba. Ndalamazo zimatha kusiyanasiyana kutengera kuchuluka komwe amachotsera, komanso kuchuluka kwa ndalama zomwe mumapanga koyambirira kwa ntchito. Ufulu wa ngongole uyenera kuyang'aniridwa ndi chisamaliro chapadera chifukwa tikulankhula zachuma, ndipo iyi ndi ntchito yofunika kwambiri kuofesi. Kuyanjana ndi ngongole zapa franchise kudzaonetsetsa kuti mutha kuyendetsa bwino ntchito zopanga chifukwa chogwiritsa ntchito ukadaulo wapamwamba komanso kudziwa zambiri. Mumalandira maubwino onse kuchokera kwa franchisor, ndikubwezera, mumamulipira chindapusa.

Komabe, mukakhazikitsa chilolezo chobwereketsa ngongole, zomwe mukuyenera kuchita sizongokhala pazopereka. Muthanso kugula mitundu ina yazosungira kapena zogulira kuchokera kwa franchisor, zimamupindulitsa, koma mumapezanso mabhonasi anu. Kupatula apo, mukugwiritsa ntchito masheya amakampani omwe mwasankha kuti muchite nawo bizinesi.

Ngongole zimayenera kusamalidwa mwapadera ngati mukugwira nawo chilolezo. Izi zitha kupezeka mosavuta pakupanga bizinesi yanu. Izi ndizofunikira kutero chifukwa ndinu amalonda omwe ali ndiudindo osiyanasiyana, kuboma komanso makasitomala komanso kwa omwe akuyimira chizindikirocho. Mutha kugwira ntchito ndi ngongole moyenera komanso moyenera, kuwongolera ndikuwunika mokhazikika. Ngati mwagula chilolezo, ndiye kuti muyenera kukhala okonzeka kudziwa kuti pafupifupi 10% yazopeza zanu pamwezi ziziperekedwa kwa woyang'anira. Musachite mantha kapena sankhani nthawi yomweyo kukana kuyanjana ndi chilolezocho.

Izi ndizofala ndipo palibe chatsopano kapena chapadera. Pafupifupi ma franchise onse, osati okhawo omwe amapereka mwayi wogwira ntchito ndi ngongole, amachita izi. Chitani bizinesi yanu malinga ndi malamulowo, osaphwanya malamulo, ndikutsatira dongosolo la bizinesi. Ndiye mumatsimikiziridwa za kupambana kwanthawi yayitali. Kugwira ntchito ndi chilolezo chobwereketsa ndalama ndi bizinesi, yomwe, ngati ikuyendetsedwa bwino, mutha kukhala bizinesi yabwino kwambiri komanso mpikisano. Nthawi zonse muyenera kutsatira mosamalitsa malamulowo, kuwunika momwe mavalidwe anu ndi malongosoledwe omwe mumalandila kuchokera kwa franchisor. Mukatero ndiye kuti mudzachita bwino.

Franchise yama microloan ndi bizinesi yomwe imagwirizanitsidwa ndi chuma. Pali mpikisano wambiri pamsika uwu. Kuphatikiza apo, pakhoza kukhala kuphatikiza kwa zigawenga ndi bizinesi, zomwe ndizowopsa kwambiri. Chifukwa chake, muyenera kukonzekera pasadakhale mukamagwira ntchito ndi chilolezo chotere. Chitani zochitika zonse ndikukonzekera ntchito yanu posachedwa. Pokhapokha poganizira za okhwima ndipo atatha kukonzekera koyambirira, ndizotheka kuyamba kukhazikitsa chilolezo cha ma microloans.

Chilichonse chidzakuyenderani bwino ngati simuphwanya malamulo ndi mapangano osiyanasiyana omwe mudakwanitsa kukwaniritsa ndi wogulitsa. Ngati mukugwira ntchito ndi ma microloans, chilolezo chimakuthandizani kuthana ndi ntchito iliyonse yomwe ili patsogolo panu. Samalani kwambiri ma microloans kuti zinthuzi zigawidwe ndi ndalama zomwe mumapeza. Chilolezocho chithandizira kuthana ndi ntchitoyi, kukopa makasitomala ambiri mwa mawonekedwe ake okha. Kupatula apo, mudzagwira ntchito pansi pa dzina lodziwika bwino, kuchita zinthu mothandizidwa ndi malamulo othandiza ngakhale kutha kupanga nyumba yanu mwanjira yapadera. Chilolezo chogwira ntchito ndi ma microloans chitha kukupatsirani ma code a kapangidwe kandalama. Kuphatikiza apo, muyenera kusamala kwambiri ndi kapangidwe kake mkati ndi kunja.

Zachidziwikire, kavalidwe ka ogwira ntchito ndikofunikira kwambiri. Ziyenera kuyang'aniridwa mosamalitsa.

Kukula koyenera kwa chilolezo chazinthu zazing'ono kumadalira luso lanu lotsogolera. Tiyenera kuwongolera nthawi zonse pochita zenizeni. Izi zitha kukhala zowerengera, kugwiritsa ntchito zomwe mwapeza, ndi njira zina zomwe zingakuthandizeni kuti muchite bwino. Pogwira ntchito ndi chilolezo chaching'ono, zovuta zosiyanasiyana zimangolimbikitsa bizinesiyo. Pogonjetsa iwo, muyenera kuchita zonse mogwirizana ndi ndondomeko yomwe idapangidwa kale. Ngati vutoli ndilofunika kwambiri, muyenera kugwiritsa ntchito zinthu zadzidzidzi.

Malire achitetezo adzakupatsani kuchuluka kwa ndalama zomwe mudzasungire pomwe mudzapezeke. Mudzapatsidwa mayendedwe mwachangu mkati mwa chilolezo cha microloan. Izi zimathandiza kuyankha momveka bwino. Kutengera ndi momwe zinthu ziliri, mutha kuchitapo kanthu munthawi yake, ndiye kuti kampaniyo ipambana. Pakukula kwa chilolezo chabizinesi, muyeneranso kudziwa bwino mwayi womwe umaperekedwa kwa inu. Gwiritsani ntchito kwambiri kuti mtsogolo musadzakhale ndi zovuta. Chilolezo cha ma microloans ndi ntchito yeniyeni yantchito, yogwirira ntchito yomwe, muyenera kupeza ndalama zambiri kuchokera ku ntchitoyi.

Onetsetsani kuti muwone momwe zinthu ziliri pano. Kupezeka kwa chidziwitso sikungokupatsirani mwayi mu mpikisano, komanso ndi magwiridwe antchito nthawi zonse. Kudzakhala kotheka kuchitapo kanthu momveka bwino ngati mukupanga chilolezo chazinthu zazing'onozing'ono.

Chilolezo cha MFI ndi bizinesi yoyenera, yomwe imafunikira kuthana ndi zovuta zosiyanasiyana. Choyamba, kutsatira malamulo aboma kuyenera kukhala kwathunthu. Ngati simukutsatira malamulowo, mavuto akhoza kubuka. Mfundo ina yofunika kwambiri mu chilolezo ndi mpikisano wopanda chilungamo. Otsutsa anu amatha kugwiritsa ntchito njira zosiyanasiyana kuti bizinesi yanu isagwirizane ndi ntchitoyi. Amatha kutsata otsatira anu pamawebusayiti anu, kuchita zina zomwe zingawononge mbiri yanu.

Chifukwa chake, gwirani ntchito ndi chilolezo cha MFI mutatha kukonzekera. Monga gawo la maphunzirowa, muyenera kuwunika powerenga ziwerengero. Mudzakhala ndi mwayi wopambana, zomwe zikutanthauza kuti bizinesi ya kampaniyo ikwera phirilo. Pangani chilolezo cha MFI m'njira yoti palibe aliyense wa otsutsa omwe angapikisane nanu. Kenako, mudzatha kuthana ndi zochitika zamakalata zamtundu uliwonse ndikukhala opambana.

Chilolezo chochitidwa bwino cha MFI ndi mwayi wanu wopikisana ndi omwe mumachita nawo mpikisano ndikukhala nawo pazomwe anali kulamulira kale. Muyenera kuwonetsetsa kuti mukukulamulirani mwamphamvu komanso kwakanthawi, ndiye kuti mudzachita bwino. Kukula kwa chilolezo cha MFI ndi bizinesi yomwe ili ndi zovuta zina. Pochita bizinesi ndi wogulitsa, mutha kuthana nawo. Kupatula apo, mudzakhala ndi zida zonse zofunika kuchita izi. Mwachitsanzo, mtundu wotsatsa, ukadaulo wapamwamba, kudziwa kwapadera, luso lotukuka, komanso dongosolo lazamalonda lomwe latsimikiziridwa kale.

Monga gawo la chilolezo cha MFI, muyenera kudziwa bwino kuti ndinu amene mudzayankha mlandu. Monga wolandila chilolezo, muyenera kutsatira mosamalitsa malamulowo ndikutumiza malipoti nthawi zonse kwa woyenerayo. Kuphatikiza apo, ngati mukulephera kuyang'anira chilolezo cha MFI, ufulu wanu wogawa ukhoza kuchotsedwa. Kukhazikika kwa kugawa kokha ndikosowa; komabe, mchitidwewu ukuchitikabe.

Chilolezo cha MFC ndi ntchito yamabizinesi amakono, panthawi yomwe mukufunika kuthana ndi zovuta zonse zomwe zimadza ndi ulemu. Pazifukwazi, mungafunike mapulogalamu apamwamba kwambiri. Mupeza apa kuchokera kwa woimira chilolezo. Adzakhala wokonzeka kukupatsani mayankho onse aukadaulo chifukwa ali ndi chidwi chokwaniritsa ntchito yanu. Chidwi ichi ndichifukwa choti mumadzipereka kugawana naye ndalama pamwezi. Mukamapanga chilolezo chokwanira MFC, muyenera kukumbukiranso kuti muyenera kulipira ndalama kwa woyang'anira mwezi uliwonse.

Kuphatikiza apo, kutsatira mosamalitsa kudzakhalanso pamndandanda wazofunikira kwa inu. Ndikofunikanso kupereka malipoti nthawi zonse, popeza, malinga ndi chilolezo cha MFC, izi zitha kuperekedwanso. Ndinu ogawa wokhawo wokhala ndi maudindo osiyanasiyana. Ziyenera kuchitidwa nthawi zonse molondola komanso moyenera kuti mtsogolomo pasakhale zovuta zina zosagonjetseka. Monga gawo lakukula kwa chilolezo cha MFC, mutha kukumana ndi mpikisano wopanda chilungamo. Muyenera kukhala okonzekera izi, mutatsiriza njira zoyambirira kuti mupange dongosolo.

Chilolezo chokwanira cha MFC chidzapangidwa ndi luso lapamwamba kwambiri ngati mungalandire upangiri watsatanetsatane kuchokera kwa wogulitsa. Chilichonse chomwe mnzake wamkulu akukuwuzani muyenera kuchilingalira. Kupatula apo, ali ndi chidziwitso choyenera, ukadaulo, kudziwa zambiri. Njira zamatekinoloje zimakuthandizani kuyendetsa bwino mtundu uliwonse wamachitidwe opanga. Gwiritsani ntchito chilolezo chanu cha MFC m'njira yoti omwe akupikisana nawo alibe mwayi wolimbana nanu. Mwina sangafune kusiya misika yomwe anali kugwiritsira ntchito musanalowe mumsika.

Chifukwa chake, chitani zinthu moyenera kwambiri, kenako kubwerera kwa chitukuko cha bizinesiyo kudzakhala kokwanira. Chilolezo chopangidwa mwaluso komanso moyenera cha MFC ndi mwayi wopambana pamipikisano. Ndikofunikira kukwaniritsa bwino ntchito zonse zomwe kampani imapatsa. Mukatero mudzachita bwino.