Ndalama yosinthira mafuta ndi bizinesi yowopsa poganizira kuti makampani ambiri ali kale pamsika ndipo amapereka zofananira. Kuti muchite bwino, muyenera kusankha chilolezo chabwino. Izi zitha kuchitika polumikizana ndi misika yapadera kapena malo ogulitsa. Pamenepo mupeza njira yoyenera, yerekezerani zopereka zomwe zikupezeka pakadali pano. Kubwezeretsa madzi m'galimoto ndi njira yodalirika, poigwiritsa ntchito, munthu sangakhale wolakwika ndikulola zolakwika zilizonse. Akatswiri oyenerera nthawi zambiri amagwira ntchito m'malo amenewa.
Inu, monga woimira chilolezo, mukuyenera kupereka ntchito zapamwamba kuti zisawononge chithunzicho. Kusintha kwamafuta kuyenera kuchitidwa mosamalitsa malinga ndi malamulowo, zomwe zikutanthauza kuti mukufuna antchito oyenerera. Mutha kuwalemba ntchito pogwiritsa ntchito ntchito zapadera, muyenera kuwunika aliyense payekhapayekha. Kupatula apo, luso laukadaulo la akatswiri limagwira gawo lofunikira pakukwaniritsa ntchito zamtunduwu. Mutha kulipira mafuta ndikubwezeretsa, ndikugwiritsa ntchito chilolezo. Iyi ndi ntchito yabizinesi, kukhazikitsa yomwe mutha kukwaniritsa zotsatira zabwino ndikugonjetsa omwe akupikisana nawo.
Ngati mukuchita bizinesi yamafuta ndikugulitsa m'malo mwake, chilolezocho chithandizira kupanga bizinesi yamtunduwu yomwe ingapangitse ndalama zambiri ndipo siyikhala yokwanira kungolipira ndalama zanu. Muthanso kupeza ndalama ndikuchotsera gawo linalake lazachuma kwa franchisor. Kupatula apo, zopereka zosiyanasiyana zimaperekedwa mwezi uliwonse. Choyamba, pogulitsa chilolezo chosintha mafuta, mumavomereza kuti mupereke ndalama zoyambira nthawi yomweyo. Izi zimatchedwa ndalama zolipiritsa, zomwe zimatha kutanthauziridwa kuchokera ku Chijeremani ngati chidutswa chokulirapo. Ndalamayi sindiyo ndalama yokhayo yomwe muyenera kupereka kwa omwe akuyimira malonda.
Mukagulitsa chilolezo chosinthira mafuta, mudzalipira ndalama zachifumu. Choperekachi chimachokera pa 2 mpaka 6% yazomwe mumapeza pamwezi. Kuphatikiza apo, pali chindapusa chotchedwa kulipira ntchito zotsatsa padziko lonse lapansi. Mukagulitsa chilolezo chosinthira mafuta, mudzalipiranso gawo lanu pazomwe zotsatsa zomwe wogulitsa amachita padziko lonse lapansi. Ichi ndi chizolowezi chofala chomwe chimagwiritsidwa ntchito ndi pafupifupi makampani onse omwe amakonda kutchuka.