I-franchise yethutyana exhuzulwayo luluhlu lweinshurensi kwii-franchise. Ekuqondeni okwamkelweyo ngokubanzi, umba welungelo lokuthengisa ubhekisa kurhwebo, ukubonelelwa kweenkonzo, icandelo lezemveliso kunye nokutya, ishishini lehotele, kunye nenkonzo yekhuriya kwiivenkile ezikwi-Intanethi. Nangona kunjalo, bayasebenza ne-franchise kwi-inshurensi yepropathi ehambisekayo nengashukumiyo, izixhobo ezizodwa, kubandakanya i-inshurensi yobomi, idiphozithi yebhanki yemali, kunye neenkonzo zokuqokelelwa kwemali kumaxabiso, kunye nokuncitshiswa okwethutyana yenye yeemeko zesivumelwano seinshurensi. Kwiglosari yemiqathango yesivumelwano, okutsalwayo kubhekisa kwinxalenye yomonakalo obangelwe ukuba awuhlawulwa ngumshuwalense kwimeko yomsitho we-inshurensi. Ingxoxo yokuqala phakathi kwabasayini malunga nokwaziswa kokutsalwa kwisivumelwano selungelo lokuqhutywa kwelungelo lwenziwa kwangaphambi kokuphela kwesivumelwano. Ubukho begatya elichaziweyo lithatha ukuba isixa-mali ekuvunyelwene ngaso ekuvunyelwene ngaso, ngokwemali epheleleyo okanye ipesenti yexabiso le-inshurensi okanye inani lelahleko, umbutho awuhlawuli kumnini-polisi, kunye ne-inshurensi ngokuzimeleyo Inkcitho, ibuyisela ilahleko yepropathi kunye nomonakalo owenziwe.
Isixa somonakalo kwi-franchise sichaziwe kwikhontrakthi ibuyiselwa ngumthengisi we-franchise. I-franchise yethutyana exhuzulwayo yimeko phantsi kwesivumelwano sethutyana, ekuya kuthi ilahleko kunye nomonakalo womnini-polisi usebenze kwixesha elithile lekhalenda, kwixesha elisusela ekuqaleni komhla omiselweyo ukuya ekupheleni komhla ochaziweyo Ityala elifutshane. Ukuba isiganeko se-inshurensi yethutyana senzeke ngaphambi komhla obekiweyo ekuvunyelwene ngawo kwaye wasekwa sisivumelwano, inkampani ayizukuhlawula ilahleko yepropathi echazwe ngendlela yemali, ikhusele kwaye ibuyise imbuyekezo yemali. Kwimeko yokuxhuzulwa okwethutyana, apho ixesha lesiganeko se-inshurensi liphelile, uxolelo lwethutyana alusebenzi kwaye aluhlawulwa. I-franchise yethutyana exhuzulwayo lishishini le-inshurensi liyinzuzo macala, imeko enamacala amabini yamaqela, iluncedo kwaye inenzuzo, zombini kwi-inshurensi kwaye ngaphandle kwesibonelelo, iluncedo kwaye iyasebenza kwi-inshurensi. I-inshurensi yethutyana ye-franchise ifumana ithuba lokungahlawuli umonakalo kumthengi kwimeko yomonakalo omncinci, ngokwenza njalo kulungiswe iindleko zokusebenza kombutho weinshurensi kunye nomthwalo womsebenzi ngokwenani labasebenzi, ukugcina kwimivuzo yabasebenzi benkampani yomrhwebi. Kwakhona, umsitho we-inshurensi awunyanzelekanga ukuba uvele kwaye awuzukusebenzisa into exhuzulwayo, umnini-polisi ufumana izibonelelo ezibonakalayo kwiindleko zomgaqo-nkqubo we-inshurensi, ezinkulu ezitsalwayo, ezingabizi kangako kwi-inshurensi, kwaye ngokuchaseneyo.